Unfortunately most opportunities dubbed High Yield Investment Programs are nothing but scams. Fortunately, however, we are able to offer one of the few genuine opportunities, backed by a major offshore bank that has a presence in six countries.

Suitably qualified new investors, usually through a Panama corporation, will be invited to participate in an investment program that has a verifiable track record dating back to 2003, and which offers high yields from short term US$ and Euro trade obligations issued by various banks and other obligors.

Investors would be purchasing silent participations in a bank’s own portfolio, on a parri-passu basis.  Yields (APR) to investors have typically been in the 12 to 19% range, depending on tenors and obligors – an indicative table is attached in Appendix I of the Executive Summary that is available on request to suitably qualified offshore investors, who must provide bank references and sign a non-disclosure agreement. Personal offshore banking clients of Peter Macfarlane of The Q Wealth Report are exempt from this requirement.

The Bank provides Origination, Custody, and Collection services, maintaining custody of the instruments participated to investors and collecting them for the investors’ accounts.  Settlement is made by debiting investments to your account at the Bank, and by crediting proceeds to that same account.  This avoids the need for international bank transfers.

The investment is based in a country driven by energy – oil, gas and methanol – and could also be considered a play on the international petroleum markets for various reasons.

The investment opportunity concentrates on purchasing at “forfait” trade obligations of prime corporate and bank names.  Operations to date exceed US$ 1 billion, all successfully collected, with today’s total portfolio of assets standing at some US$ 225 million. Exact information and credit history of obligors etc will be made available to prospective investors before any money changes hands, so as client you will have the chance to verify all claims made here. We must emphasize the proven settlement arrangements and track record of successful operations in this market.

THE CO-INVESTMENT / SETTLEMENT PROCESS

The main steps of the investment process are as follows:

1. In the normal course of operations, the Bank acquires obligations drawn on prime companies and other banks (“assets”), which are taken onto Bank’s book.
2. Bank offers offshore investors silent participations in these assets on a deal by deal basis, submitting an Offer to Participate, as set out in the Master Participation Agreement
3. Bank could retain up to 50% of each asset – in other words the Bank takes on up to 50% of the risk.
4. Upon acceptance of an Offer to Participate by the investor, investors fund their accounts at the Bank. On the transaction date, their accounts are debited with the agreed participation price.
5. Upon collection, proceeds are credited to investors’ accounts at the Bank and notified to them by email.  Investors can then order the funds wired to their home bank, and / or re-invested.

The Bank acts as Custodian and Collection Agent.  Investors assume all payment (credit) risks.

The Bank provides financial, collection history and other information to investors, subject to appropriate confidentiality and non-circumvention undertakings, so that each investor can make their own determination and assessment of the risk profile of each obligor. Investors retain the right to chose from the proposed risks, the ones that fit their investment and risk profile, and the particular operations they want to participate in.

If you would like to obtain more information about The Offshore Bank High Yield Commercial Paper investments program please contact Do Business in Panama.